Homeowner guide

When to Replace Your Roof

What the show has said about roof age, hail damage, attic ventilation, and telling a real roof replacement from a good sales pitch.

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The short version

What the show has actually said

Nobody replaces a roof on a schedule. It happens after a storm, or after a stain shows up on a ceiling, or after three people knock on the door in the same week with three different stories about what the roof needs.

The first thing worth knowing is that a roof usually fails early for a reason. On Raising the Roof, Jeremy Fain of Priority Roofing said premature shingle failure is normally a ventilation problem rather than a shingle problem, and that Texas does not license roofing as a trade, so the person telling you the roof is finished may have no credential standing behind that opinion.

Age matters to somebody else too. On the episode with agent Ryan Aduddell, the age of a roof is what decides how a carrier treats a claim, because insurance is risk transfer rather than a warranty. Seth Cox and Kristopher McDaniel picked up the same thread on the California wildfire episode: carriers settling older roofs at actual cash value, and post bind inspections run after the policy is already written.

The 2019 roofing episode with Justin O'Neil of Fair Claims Roofing is still the best walk through of what sits under the shingles: synthetic underlayment, ice and water shield, tile roof battens, metal roofing, and what a Golden Pledge warranty asks of the installer. And Conner Mack of Your Friendly Neighborhood Roofer covers where the water goes once the roof sheds it.

5 episodes

The episodes behind this guide

Raising the Roof with Jeremy Fain artwork
Ep 353Jun 19, 20261 hr 30 min

Raising the Roof with Jeremy Fain

This episode features Jeremy Fain, a roofing contractor from Priority Roofing, discussing his decade-long career in construction and his more recent focus on roofing. He shares his personal journey of finding his calling in the roofing industry, emphasizing the importance of proper installation and maintenance for roof longevity.

That time we talked about roofs artwork
Ep 20Jan 22, 20191 hr 1 min

That time we talked about roofs

That Time We Talked About Roofs In this episode, Craig and Kevin interview Justin O’Neil from Fair Claims Roofing and Construction. We find out what types of things you need to know regarding your roof.

Gutter Talk with Conner Mack artwork
Ep 125Jan 26, 20211 hr 5 min

Gutter Talk with Conner Mack

In this episode Craig and Kevin interview Conner Mack, owner of Your Friendly Neighborhood Roofer. Along with roofs, Conner does a lot of gutter jobs.

Questions we get

Common questions

How do I know if my roof needs replacing or just repairing?

Start with why it is failing. On Raising the Roof, Jeremy Fain of Priority Roofing said premature shingle failure is usually a ventilation problem rather than a shingle problem, which is a cause worth fixing rather than an automatic replacement. Justin O'Neil of Fair Claims Roofing walked through the layers underneath, the synthetic underlayment and the ice and water shield, which is what a roofer should be looking at before quoting a whole roof.

Does the age of my roof affect my home insurance?

More than most homeowners expect. Ryan Aduddell described insurance as risk transfer rather than a warranty, which is why roof age is one of the first questions a carrier asks. Seth Cox and Kristopher McDaniel described carriers moving older roofs onto actual cash value, which settles a claim at the depreciated value rather than paying to put a new roof on, and running post bind inspections after coverage is already in force.

Is roofing a licensed trade in Texas?

No. Jeremy Fain made that point directly on Raising the Roof. Anybody can print a shirt and knock on doors after a hailstorm, so references, a written scope of work and more than one opinion are the only screening a homeowner has.

Do gutters have anything to do with the roof?

They decide where the water goes after the roof sheds it. Conner Mack covered seamless gutters, whether gutter guards earn their keep, gutter cleaning, and how a downspout run and a French drain are really foundation protection.

There is a lot more where that came from.

The archive runs to hundreds of episodes on roofs, HVAC, pests, hiring, insurance and everything else a house throws at you. New ones every week.

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